Data protection policy

Your trust is important to us!

MHB Maklerhaus Beratungsgesellschaft mbH (hereinafter referred to as MHB) takes the protection of your personal data very seriously. Personal data is only collected, processed or used if the data subject has consented, if it is necessary for the fulfilment of a contract or if a law permits or prescribes the collection, processing or use. With this data protection declaration, we would like to inform you about the details of data collection and data processing as well as the rights to which you are entitled in this context.

1. name and address of the controller
The controller within the meaning of the General Data Protection Regulation, other data protection laws applicable in the Member States of the European Union and other data protection regulations is

MHB Maklerhaus Beratungsgesellschaft mbH
Kurfürstendamm 97-98, 10709 Berlin
Telephone: +49030208479050
E-mail: info@mhb-maklerhaus.de

2. basic information on the processing of personal data
Personal data means any information relating to an identified or identifiable natural person (hereinafter referred to as "data subject"). An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person. MHB only processes personal data if the user has given their consent or if the data processing is permitted by law. The legal basis is Art. 6 para. 1 of the EU General Data Protection Regulation (GDPR). According to this provision, the processing of personal data is only permitted if the data subject consents (Art. 6 para. 1 lit. a GDPR) or the processing is necessary for one of the following purposes

- For the fulfilment of a contract with the data subject or for the implementation of pre-contractual measures at the request of the data subject (Art. 6 para.1 lit. b GDPR).
- For the fulfilment of a legal obligation of our company (Art. 6 para. 1 lit. c GDPR).
- To protect the vital interests of the data subject or of another natural person (Art. 6 para. 1 lit. d GDPR).
- For the performance of a task carried out in the public interest or in the exercise of official authority vested in our company (Art. 6 (1) (e) GDPR).
- For the purposes of the legitimate interests pursued by our company or by a third party, except where such interests are overridden by the interests or fundamental rights and freedoms of the data subject which require protection of personal data (Article 6(1)(f) GDPR).

3 Storage period and data erasure
The personal data of the data subject will be deleted or blocked as soon as the purpose of storage no longer applies. Data may be stored beyond this period if this is provided for by law. The data will also be blocked or erased if a storage period prescribed by the aforementioned standards expires, unless there is a need for further storage of the data for the conclusion or fulfilment of a contract. Prescribed storage periods in this sense are, for example, retention periods under tax or commercial law.

4. recording of access data (creation of log files)
Each time the MHB website is accessed, it automatically collects general data and information from the computer system of the accessing computer, which is stored in the server's log files. The following data and information is recorded

- Browser type including the version used
- Operating system used by the accessing computer
- Date and time of the call
- IP address of the user
- Internet service provider of the user
- Website from which our website is accessed
- Websites and sub-websites that are accessed from our website
- Other similar data and information used for security purposes in the event of attacks on our system

The data is stored anonymously in the log files of our system. It is not linked to other personal data of the user; MHB does not draw any conclusions about the person concerned.

The legal basis for data processing is Art. 6 para. 1 lit. f GDPR. Storage is necessary to ensure the functionality of our website and the correct display of content. Furthermore, the data is used for our statistics and the continuous optimisation of our content. Finally, the data is stored in order to provide law enforcement authorities with the information necessary for prosecution in the event of a cyber attack. The data is not passed on to third parties unless there is a legal obligation to disclose it. As the collection and storage of the data in the log files is absolutely necessary for the trouble-free operation of the website, the user has no option to object. The data is deleted as soon as it is no longer required to fulfil the purpose for which it was collected. If the data was collected in order to ensure the proper functioning of the website, it will be deleted at the end of the internet session.

5. cookies
We use cookies on our website. Cookies are text files that are stored on your computer by our server and used to store certain data. Cookies usually contain a characteristic string of characters that enables the Internet browser to be uniquely assigned when the user visits the website again. This allows the calling browser to be recognised and identified. Cookies help us to make it easier for you to use the website. By recognising the browser and storing previously entered data, the offers and content of our website can be individually optimised by not having to re-enter the data you have entered (e.g. access data, search terms) each time you visit the website. The legal basis for this is Art. 6 para. 1 lit. f GDPR. In addition, we use cookies on our website that enable us to analyse the surfing behaviour of users. However, the data collected in this way is pseudonymised, i.e. the personal data is replaced by other identifiers (pseudonyms) so that the data subject can no longer be identified without the use of additional information. Since your consent is obtained for this when you access the website, the legal basis for the processing of personal data using analytics cookies is Art. 6 para. 1 lit. a GDPR. As cookies are stored on the user's computer, you as the user also have full control over the use of cookies. You can deactivate or restrict the transmission of cookies by changing the settings in your Internet browser. Cookies that have already been saved can be deleted by you at any time. However, if cookies are deactivated for our website, it may no longer be possible to use all the functions of the website to their full extent.

6 Registration on our website
You have the option of registering as a user on our website. The data is entered by you in an input mask, transmitted to us and stored by us. Which personal data is affected by this can be seen from the input mask. In addition, your IP address and the date and time of registration are also stored. At the end of the registration process, we again obtain the user's consent to data processing. The legal basis for the processing of personal data is therefore Art. 6 para. 1 lit. a GDPR. As far as the storage of the IP address is concerned, the legal basis is also Art. 6 para. 1 lit. f GDPR. The data will not be passed on to third parties unless there is a legal obligation to disclose it. The registration of the data subject with voluntary provision of personal data serves the controller to offer the data subject content or services which, due to the nature of the matter, can only be offered to registered users. Other data is stored in order to prevent or detect misuse of the website and to ensure the security of our system. As a registered user, you have the option at any time to change the personal data provided during registration or to have it deleted completely. To do this, you can use the functions contained in your account or inform us in writing or by e-mail of your wish to change or delete the data.

7. contact form and e-mail contact
The MHB website has a contact form that can be used to contact our company electronically. The data entered by the user in the input mask is transmitted to us and stored. In addition, the user's IP address and the date and time of transmission are also stored. The user's consent is obtained for the processing of the data as part of the sending process. The legal basis for the processing is therefore Art. 6 para. 1 lit. a GDPR. Insofar as the storage of the IP address is concerned, the legal basis is also Art. 6 para. 1 lit. f GDPR. Alternatively, you can contact us via the e-mail address provided on our website. In this case, in addition to the email address, the personal data provided by the user in the email will be transmitted. The legal basis in this respect is Art. 6 para. 1 lit. f GDPR. The processing of the data transmitted via the contact form or by e-mail serves exclusively to carry out the desired contact. Other data is stored in order to prevent or detect misuse of the website and to ensure the security of our system. The data will not be passed on to third parties unless there is a legal obligation to disclose it. The data is deleted as soon as it is no longer required to fulfil the purpose for which it was collected. As far as the data transmitted by the user in the contact form or in the e-mail is concerned, this is the case when the relevant communication has ended, unless the content of the communication is still of legal significance afterwards. The data subject has the option of withdrawing consent to data processing or objecting to the use of the data at any time. In this case, the intended contact with the user is no longer possible or communication that has already begun cannot be continued.

8 Subscription to our newsletter
On the MHB website, you have the option of subscribing to our company newsletter. Which personal data is transmitted to us and stored by us when you subscribe to the newsletter can be seen from the input mask used for this purpose. In addition, the user's IP address and the date and time of transmission are also stored. The user's consent is obtained for the processing of the data as part of the registration process. The legal basis for the processing is therefore Art. 6 para. 1 lit. a GDPR. As far as the storage of the IP address is concerned, the legal basis is also Art. 6 para. 1 lit. f GDPR. The data is not passed on to third parties unless there is a legal obligation to disclose it. The processing of the data transmitted by the user by entering it in the registration form is necessary in order to send the newsletter. The data will not be used for any other purpose. The storage of the IP address is necessary to prevent or detect misuse (in particular of the email address) and to ensure the security of our system. Subscription to the newsletter can be cancelled by the data subject at any time, thereby revoking consent to the newsletter being sent. For this purpose, a corresponding link is provided in every newsletter email sent. In this case - as well as in the event of any other objection to the use of data, which is possible at any time - the personal data stored by us as part of the newsletter subscription will be deleted. The data will therefore be stored for as long as the newsletter subscription is active.

9 Newsletter tracking
MHB collects statistical data when sending newsletters. This is done using a so-called tracking pixel. This is an invisible miniature graphic that is embedded in the newsletter email and is downloaded to the user's computer when the email is opened. The same applies if the user clicks on links provided in the email. When the tracking pixel is downloaded, the time, the user's IP address and the browser type used are transmitted to our server and stored. The legal basis for this is Art. 6 para. 1 lit. f. GDPR. The processing of the data serves to optimize the newsletter. It enables a statistical evaluation of whether and when an email was opened and which links in the email were accessed. This allows the acceptance of the newsletter to be measured and appropriate adjustments to be made for future newsletters, both in terms of technology and content, in order to optimize needs-based use. The data will not be passed on to third parties. Data subjects can object to the processing of their data at any time by unsubscribing from the newsletter (see Subscription to our newsletter). In this case, personal data stored by MHB in this context will be deleted.

Translated with DeepL.com (free version)

10. blog with comment function
We provide a blog on our website that offers users the opportunity to comment on individual blog posts, for which registration is required by providing an e-mail address and a freely selectable user name (pseudonym). The comments (together with the user name) are visible to everyone and can in turn be commented on by third parties. If a data subject makes a comment, the IP address of the data subject is transmitted to us and stored in addition to the comment made, the email address provided and the chosen user name. The legal basis for this is Art. 6 para. 1 lit. f GDPR. Storage is necessary for security reasons. In addition, the data may be required by our company for the purpose of legal defense in the event of infringing comments. The email address and IP address will only be passed on to third parties if there is a legal obligation to disclose or if this is necessary for MHB's legal defense. The comments made can be changed or deleted by the person concerned at any time.

Translated with DeepL.com (free version)

11 Subscription to third-party blog comments
You can subscribe to the third-party comments provided in the blog. To do so, you must register by providing an e-mail address, which will be transmitted to us and stored. The transmitted data will be used by us exclusively for this purpose. The option to subscribe to comments can be terminated at any time. In this case, the e-mail address stored by us in this context will be deleted.

Translated with DeepL.com (free version)

12 Data protection for applications
Persons can send us applications electronically (e.g. by e-mail or via an application form provided on the website). In this case, the personal data transmitted is collected and processed for the purpose of carrying out the application process and thus for the potential initiation of an employment relationship. The legal basis for this is Art. 6 para. 1 lit. b GDPR. If an employment contract is subsequently concluded with us, the transmitted data will be stored for the purpose of processing the employment relationship in compliance with the statutory provisions. If no employment contract is concluded, the data will be deleted within two months of notification of the rejection decision, provided that this does not conflict with any other legitimate interests of our company. Such a legitimate interest is, for example, a burden of proof in proceedings under the General Equal Treatment Act (AGG).

13. use of social plug-ins
We have integrated plug-ins from social networks on our website. If the data subject is registered with the respective social network when accessing our website and is also logged in, the social network recognizes which specific subpage of our website the data subject accesses. This information is collected by the operator of the social network and assigned to the data subject's account there. We have no influence on the type and scope of the data that is collected, stored and processed by the operator of the social network. For more information, please contact the operator of the respective social network. To prevent data about you from being processed by the operator of the respective social network, you must log out of the relevant network before accessing our website. You can also use special tools that block data transmission (e.g. Facebook blockers). We have integrated the social media plug-ins of the following companies on our website:

Facebook Inc.
https://de-de.facebook.com/about/privacy/

Google Plus/Google Inc.(Google+)
https://www.google.de/intl/de/policies/privacy/

Whatsapp
https://www.whatsapp.com/legal/?l=de

14. use of Google Analytics
We use the analytics service Google Analytics on our website. Google Analytics stores cookies on your computer and thus enables an analysis of your use of the website. The information generated by the cookie, including your IP address, is usually transmitted to a Google server in the USA and stored there. However, the transmitted data is anonymized beforehand. On our behalf, Google will statistically evaluate the transmitted information in order to compile reports on website activity and to provide us with other services relating to website activity and internet usage. The IP address transmitted by your browser as part of Google Analytics will not be merged with other Google data. To prevent this, you can deactivate or restrict the transmission of cookies in the settings of your Internet browser. You can delete cookies that have already been saved at any time. However, if cookies are deactivated for our website, it may no longer be possible to use all functions of the website to their full extent.

15. content and services from third-party providers on the use and application of YouTube
Our website also contains content and services from third-party providers, e.g. videos from YouTube or map material from Google Maps. When you access this content/service via our website, your IP address is usually transmitted to the respective third-party provider. This enables these third-party providers to process your user IP address. Even though we endeavor to only include third-party providers that use IP addresses solely for the delivery of content, we have no influence on how the third-party provider concerned uses the data received. For more information, please contact the respective third-party provider.

16 Your rights as a data subject
If your personal data is processed, you are a data subject within the meaning of the GDPR and you have the following rights vis-à-vis us as the controller:

a) Right to confirmation and information
You can request confirmation from us at any time as to whether personal data concerning you is being processed by us. If this is the case, you have the right to be informed by us about the following circumstances

- the categories of personal data being processed
- the recipients or categories of recipients to whom the personal data concerning you have been or will be disclosed
- the envisaged period for which the personal data concerning you will be stored, or, if specific information on this is not possible, the criteria used to determine that period
- the existence of a right to rectification or erasure of personal data concerning you, a right to restriction of processing by the controller or a right to object to such processing
- the existence of a right to lodge a complaint with a supervisory authority
- all available information about the origin of the data if the personal data is not collected from the data subject
- the existence of automated decision-making, including profiling, referred to in Art. 22 (1) and (4) GDPR and, at least in those cases, meaningful information about the logic involved, as well as the significance and the envisaged consequences of such processing for the data subject.

Furthermore, you have a right to information as to whether personal data is transferred to a country that is not a member of the EU (so-called third country) or to an international organization. In this context, you may request to be informed of the appropriate safeguards pursuant to Art. 46 GDPR in connection with the transfer.

b) Right to rectification
You have the right to obtain from us without undue delay the rectification of inaccurate personal data concerning you. You also have the right to request that we complete incomplete personal data, including by means of a supplementary declaration, taking into account the purposes of the processing.

c) Right to erasure (right to be forgotten)
You have the right to obtain from us the erasure of personal data concerning you without undue delay where one of the following grounds applies:

- The personal data concerning you are no longer necessary in relation to the purposes for which they were collected or otherwise processed.
- You revoke your consent on which the processing was based pursuant to Art. 6 para. 1 lit. a or Art. 9 para. 2 lit. a GDPR and there is no other legal basis for the processing.
- You object to the processing pursuant to Art. 21 (1) GDPR and there are no overriding legitimate grounds for the processing, or you object to the processing pursuant to Art. 21 (2) GDPR.
- The personal data concerning you has been processed unlawfully.
- The deletion of personal data concerning you is necessary to fulfill a legal obligation under Union law or the law of the Member States to which the controller is subject.
- The personal data concerning you have been collected in relation to the offer of information society services referred to in Art. 8 (1) GDPR.

If the personal data concerning you has been made public by MHB and we are obliged to delete the personal data in accordance with the above principles, we are also obliged to inform other data controllers that you as the data subject have requested the deletion of all links to this personal data or of copies or replications of this personal data. In this respect, we will take appropriate measures, including technical measures, taking into account the available technology and the implementation costs, to fulfill these obligations, at least insofar as the processing is no longer necessary, i.e. legal requirements prescribe this or legitimate interests conflict with the deletion.

d) Right to restriction of processing
You can request that we restrict the processing of your personal data under the following conditions:

- The accuracy of the personal data is contested by you, for a period enabling the controller to verify the accuracy of the personal data.
- The processing is unlawful and you request the restriction of the use of the personal data instead of erasure.
- We no longer need the personal data for the purposes of the processing, but you require this data for the establishment, exercise or defense of legal claims.
- You have objected to the processing pursuant to Art. 21 (1) GDPR and it is not yet clear whether the legitimate reasons of MHB outweigh your reasons.

If the processing of personal data concerning you has been restricted, this data - apart from its storage - may only be processed with your consent or for the establishment, exercise or defense of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest of the Union or of a Member State. In this case, you will also be informed by us before the restriction is lifted.

e) Right to information
If you have asserted the right to rectification, erasure or restriction of processing, we are obliged to notify all recipients to whom the personal data concerning you have been disclosed of this rectification or erasure of the data or restriction of processing, unless this proves impossible or involves a disproportionate effort. In this respect, you can request that we inform you about these recipients.

f) Right to data portability ("data portability")
You have the right to receive the personal data concerning you, which you have provided to us, in a structured, commonly used and machine-readable format. You also have the right to transmit this data to another controller without hindrance from the controller to which the personal data has been provided, where the processing is based on consent pursuant to point (a) of Article 6(1) GDPR or point (a) of Article 9(2) GDPR or on a contract pursuant to point (b) of Article 6(1) GDPR and the processing is carried out by automated means, provided that the processing is not necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller.

has been transferred to another controller. Furthermore, when exercising your right to data portability pursuant to Art. 20 (1) GDPR, you may request that the personal data be transferred directly from one controller to another controller, insofar as this is technically feasible and provided that this does not adversely affect the rights and freedoms of other persons.

g) Right to object
You have the right to object, on grounds relating to your particular situation, at any time to processing of personal data concerning you which is based on point (e) or (f) of Article 6(1) GDPR. This also applies to profiling based on these provisions. MHB shall no longer process the personal data in the event of the objection, unless we can demonstrate compelling legitimate grounds for the processing which override the interests, rights and freedoms of the data subject, or for the establishment, exercise or defense of legal claims. If the personal data concerning you are processed for direct marketing purposes, you have the right to object at any time to the processing of personal data concerning you for such marketing, which includes profiling to the extent that it is related to such direct marketing.

If you object to processing for direct marketing purposes, the personal data concerning you will no longer be processed for these purposes. You have the option of exercising your right to object in connection with the use of information society services - notwithstanding Directive 2002/58/EC - by means of automated procedures using technical specifications.

h) Right to withdraw consent under data protection law
If you have given your consent under data protection law, you have the right to withdraw this consent at any time with effect for the future.

i) Automated decisions in individual cases including profiling
You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects you, unless the decision is necessary for entering into, or performance of, a contract between you and MHB

is authorized by Union or Member State law to which the controller is subject and which also lays down suitable measures to safeguard the data subject's rights and freedoms and legitimate interests

with the express consent of the data subject.

However, these decisions may not be based on special categories of personal data pursuant to Art. 9 para. 1 GDPR, unless Art. 9 para. 2 lit. a or g GDPR applies and appropriate measures have been taken to protect the rights and freedoms as well as your legitimate interests. If the decision is necessary for entering into, or the performance of, a contract between the data subject and a data controller, or if it is based on the data subject's explicit consent, MHB shall implement suitable measures to safeguard the data subject's rights and freedoms and legitimate interests, at least the right to obtain human intervention on the part of the controller, to express his or her point of view and to contest the decision.

j) Right to lodge a complaint with the supervisory authority
Notwithstanding your rights vis-à-vis us, you also have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work or place of the alleged infringement if you consider that the processing of personal data relating to you infringes the GDPR. The supervisory authority with which the complaint has been lodged will inform you of the status and outcome of the complaint, including the possibility of a judicial remedy pursuant to Art. 78 GDPR.

Notes on the use of our online comparison calculators:
We collect and store all personal data that you enter in the forms provided on the homepage or in the comparison calculator and provide to us. This includes all individual details that you provide about your personal and factual circumstances. In our comparison calculator, you can request advice from one of our insurance brokers (via the "Contact" button) or submit an application to conclude an insurance contract, in addition to receiving non-binding information on insurance rates.

Depending on which functionality or type of use of the comparison calculator you make use of, we require the following data for the following purposes, taking into account your legitimate interests and the legal requirements:

1. free tariff comparisons: To carry out the rate comparison, you only need to provide the following information about the person interested in insurance:

- Your date of birth and, if applicable, the date of birth of a co-insured partner or co-insured children
- Marital status (determines the insurer's tariff selection)
- Details of your professional situation (e.g. civil servant or public sector employee)

This information is provided anonymously, without naming the prospective policyholder. They are used exclusively to allocate the appropriate tariffs.

2. "Advice requested" (via the "Contact" button): If you would like personal advice from one of our insurance brokers, we require your personal data for the purpose of contacting you, namely:

- Name and title
- Your address
- Date of birth
- Telephone number
- e-mail address

The insurance broker requires this information in order to prepare and carry out contact for the purpose of advising you or the prospective insured person. Our insurance broker cannot advise you if you register anonymously or only under a pseudonym.

By entering my telephone number or e-mail address, I agree that the insurance broker may contact me via this communication channel for the purpose of arranging and advising on insurance policies.

3. application for the conclusion of an insurance contract: You can use our comparison calculator to apply for the conclusion of an insurance contract brokered by us. To do this, we first need the personal data provided above. In addition, you must answer the questions about the contract data (e.g. previous insurance policies, previous claims, etc.), select a payment method and provide your account and bank details. We do not carry out a credit check.

Please note that all information in the above-mentioned functionalities or types of use of the comparison calculator must be truthful. Incorrect information will distort the rate calculation result and may later have a negative impact on the insurance obligation. If you do not provide information or provide incorrect information, the insurer may also be entitled to withdraw from, contest, terminate or adjust the contract.

If you wish to arrange an insurance contract including the associated advice or submit an insurance application directly via the comparison calculator, the personal data you provide in the context of data entry, data recording, advice documentation, contract application or conclusion and contract support will be required (hereinafter referred to as "data").

The associated collection and use of your data is partly permitted by law, for example to the extent necessary to fulfill the contract with you. In some cases - such as with regard to your health data - the law requires additional consent under data protection law. The granting of this consent is the subject of this document, which also serves to inform you about data protection law.

Your data will be collected, processed and used by us within the scope of your brokerage order for contract-related advice and processing of your application and will be transmitted by us for this purpose to the providers requested by you and stored and used by them to check your application. If you have placed an order with us, we may also collect, process and use your data to manage existing contracts between you and providers.

Your additional consent under data protection law with regard to your health data:
With regard to my health data provided by me for the commissioned brokerage of an insurance policy, I agree that the insurance broker and the providers requested by him may collect, process (in particular also store and transmit) and use the health data provided by me in my application and communicated by me in the future, insofar as this is necessary in each case for the consultation, brokerage and examination of my application and for the management of my contracts. Insofar as I have commissioned the insurance broker to manage existing contracts, my above consent also extends to the health data relating to these contracts.

In order to be able to offer you as many comparison options and rates from as many providers as possible, we work together with a broker pool, Fonds Finanz Maklerservice GmbH, Riesstrasse 25, 80992 Munich ("Fonds Finanz" for short). This is one of the leading and largest broker pools in Germany, which supports affiliated brokers in the initiation, in particular the obtaining of comparative tariffs and offers, the establishment and execution of contracts between customers (such as you) and product providers (such as insurance companies) as well as in communication with the product providers.

Your consent under data protection law:
I agree that the insurance broker may use the support of Fonds Finanz as a broker pool for the brokerage and/or support I have commissioned and that Fonds Finanz may use the personal data provided by me in my application and in the future, including my health data, and that Fonds Finanz may use the transmitted data for this purpose and for the associated communication with the respective providers.

If a contractual relationship is established between the provider and you as a result of our mediation with a provider and/or we take over the management of an existing contract, we and Fonds Finanz require various pieces of feedback from the provider necessary for the management of the contract for the purpose of follow-up management of the respective contract. This may include your personal data, including your health data.

Your consent under data protection law:
I consent to the insurance broker and Fonds Finanz receiving from the providers with whom I have a contractual relationship through the brokerage of the insurance broker the data required for the purpose of servicing my contract, including health data in this regard, and to processing and using the data for this purpose in each case. My above consent also extends to data from existing contracts that have been taken over by the insurance broker for management in accordance with the contract.

In addition to the providers and broker pools requested by us, recipients of your data may also be technical service providers engaged by us or the broker pool (operators of comparison computers, customer management software, etc.). The prerequisite for their involvement is their contractual commissioning by us or the broker pool in accordance with data protection regulations.

The granting of your consent is voluntary. You can withdraw your consent at any time with effect for the future. However, if the existence of consent is a prerequisite for the insurance broker to be able to fulfill the order placed by you, this may result in a restriction of services or even termination of the brokerage contract. This consequence may arise, for example, if we can no longer use the support of a broker pool or can no longer make inquiries with providers.

By ticking the checkbox, you expressly give your consent under data protection law, as described in detail above.